Key Takeaways

• Verifying your insurance at Rubicon Recovery Center is quick, easy, and confidential. Simply contact us online or by phone to get started.
• Rubicon Recovery Center accepts most major insurance providers, including Aetna, Anthem, Cigna, BCBS, UnitedHealthcare, and more.
• If your insurance isn’t in-network, Rubicon Recovery Center also offers out-of-network and self-pay options.
• Rubicon Recovery Center has an internal billing team that works on behalf of our patients to handle insurance claims, taking the burden off their plate.

How Does Insurance Verification Work at Rubicon?

At Rubicon Recovery Center, we offer a free and convenient insurance verification process. Simply email us at admissions@rubiconrc.com, fill out our web form, or call (908)-274-0015 to get started. We will take your member ID and determine your coverage and benefits through your provider, as well as your possible out-of-pocket costs. This confidential verification allows you to speak with a professional who can clearly explain your benefits in minutes.

What Plans Are We In-Network or Compatible With?

At Rubicon Recovery Center, we want to make drug and alcohol treatment as accessible as possible, so we accept a wide range of insurance providers. They include:

Aetna

Aetna typically covers some or all of the cost of drug and alcohol rehab at Rubicon Recovery Center. However, the level of coverage is dependent on the plan and benefits.

Anthem

Anthem often covers a portion of outpatient drug and alcohol rehab at Rubicon Recovery Center, although the level of coverage will vary based on your specific plan and benefits.

Carelon Behavioral Health

Carelon Behavioral Health frequently covers some of the treatment costs of drug and alcohol rehab at Rubicon Recovery Center. However, the amount of coverage depends on the specific provider, plan, and benefits.

Cigna

Cigna insurance plans may cover some of the treatment costs of your rehab at Rubicon Recovery Center, but the scope of coverage varies depending on your plan and benefits.

Luminare (CoreSource)

Luminare may cover drug and alcohol rehab programs at Rubicon Recovery Center, but coverage depends heavily on your specific employer’s plan.

Government Employees Health Association (G.E.H.A.)

Rubicon Recovery Center’s drug and alcohol rehab may be covered by G.E.H.A., but the scope of coverage will be determined by the plan and benefits.

BCBS

 BCBS will often cover a part of drug and alcohol rehab at Rubicon Recovery Center. However, the level of coverage varies based on the individual plan and benefits.

Humana

Humana generally covers Rubicon Recovery Center’s drug and alcohol rehab. However, the amount of coverage depends on the policy and benefits.

Meritain Health

Meritain Health generally covers some or all of the cost of drug and alcohol rehab at Rubicon Recovery Center, but the coverage level will depend on your plan and benefits.

TRICARE East

Drug and alcohol rehab at Rubicon Recovery Center may be partially covered by TRICARE East, but the extent of coverage will be determined by your exact plan and benefits.

UnitedHealthcare

UnitedHealthcare may cover some of the treatment costs of substance use rehab at Rubicon Recovery Center, but the scope of coverage depends on the exact plan and benefits.

Verify your coverage by contacting one of our admissions representatives today.

What If My Plan Is Not Listed?

If your insurance plan is not listed in our accepted plans, don’t worry. We also offer out-of-network and self-pay options for patients with other insurance providers and plans. Some patients have Preferred Provider Organization (PPO) health insurance plans, which offer partial coverage for facilities that don’t have a direct contract with the insurer. Other patients will pay our facility directly and then submit itemized claim forms, called superbills, to their insurance provider to get reimbursed for any eligible costs. Others will pay completely out of pocket if they are able to.

Learn More About Rehab Costs and Insurance Coverage in New Jersey

If you’re dealing with a substance use disorder (SUD) and are looking for high-quality, person-centered treatment, turn to Rubicon Recovery Center. Located in Watchung, NJ, we serve individuals from New Jersey, New York, and Pennsylvania with evidence-based therapies. We accept a wide range of insurance providers and will help you verify your coverage quickly and confidentially. To verify your insurance or to learn more about rehab costs and insurance coverage, contact us today.

Frequently Asked Questions About Insurance Coverage and Rehab

Which insurance plans does Rubicon accept?

Rubicon Recovery Center accepts most major insurance providers, including:

• Aetna
• Anthem
• Carelon Behavioral Health
• Cigna
• E.H.A.
• Horizon BCBS
• Humana
• Luminare
• Meritain Health
• TRICARE East
• UnitedHealthcare

How long does insurance verification take?

Insurance verification is a quick process that takes only a few minutes.

What if my plan is out-of-network?

If your plan is out-of-network, you may be able to pay our facility directly and then submit a superbill to your insurance provider to get reimbursed for any eligible costs.

How much will outpatient rehab cost me after insurance?

The cost of outpatient rehab after insurance will depend on many factors, including the insurance provider, the plan specifics, whether Rubicon is in- or out-of-network, and more. Our team can give you a better idea of the costs when you call for insurance verification.

Can I use a family member’s insurance?

It depends. People up to age 26 may be able to use their parents’ health insurance, while some people may be covered under their spouse’s insurance.

Will using insurance for rehab affect my employment?

No, using your insurance for rehab will not directly impact your employment status. Federal privacy laws ensure that insurance companies won’t share your specific medical diagnoses or treatment information with your employer.

What do I need to verify my insurance at Rubicon Recovery Center?

You simply need your insurance card with the Member ID to verify your insurance.

Does Rubicon Recovery Center help handle insurance claims?

Yes, our internal billing team works on behalf of the patient to handle insurance claims and demonstrate medical necessity.